Live Prices

DCA Calculator

Plan your dollar-cost averaging strategy with live crypto prices. Forward projection with compound analysis, cost basis tracking, and lump sum comparison.

1 Choose Asset

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Auto-filled with live price. Edit for custom scenario.

2 DCA Plan

Typical: Binance 0.1%, Coinbase 0.6%, Kraken 0.26%

3 Price Scenario

How do you expect the price to move during your DCA period? This creates a simulated price path.

BTC historical avg: ~100%/yr. Conservative: 20-50%. Bear: -30 to -60%.
Adds realistic price fluctuation to the projection

DCA Projection Summary

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End Price (Est.)
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ROI
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Portfolio Growth Over Time

DCA vs Lump Sum Comparison

What if you invested the entire amount on day 1 instead?

DCA Strategy

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Lump Sum (Day 1)

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Buy Schedule

#DatePriceBuy ($)CoinsTotal CoinsAvg CostValueP&L
Disclaimer: This calculator uses a simulated price path based on your expected return and volatility inputs. It does not predict future prices. Actual results will differ significantly. Crypto is extremely volatile — you can lose your entire investment. This is not financial advice. Always DYOR and only invest what you can afford to lose.

Frequently Asked Questions

What is dollar-cost averaging (DCA)?
DCA is buying a fixed dollar amount at regular intervals regardless of price. When price is low you accumulate more, when high you buy less. Over time this typically results in a lower average cost than timing the market.
Is DCA better than lump sum?
Lump sum outperforms DCA ~66% of the time in trending markets. But in crypto's extreme volatility, DCA significantly reduces timing risk. For most retail investors, DCA is the safer, more disciplined approach.
What is the best DCA frequency?
Weekly is generally optimal. Daily incurs more fees, monthly misses price dips. Bi-weekly matches paychecks. The exact interval matters less than consistency.
How much should I DCA into crypto?
Only invest what you can afford to lose entirely. Common range: $25-$500 per interval. 5-15% of your investment portfolio is a typical crypto allocation. Consistency matters more than amount.
Does DCA work in bear markets?
Bear markets produce the best long-term DCA results. You accumulate at low prices, which compounds when markets recover. BTC DCA through the 2022 bear yielded 80%+ returns by 2024.